As agency principals we understand that product alone will not make an agency grow as fast and run as efficiently as desired. That is why we have assembled the other critical pieces of the independent agency puzzle.


These products and services include:

  • On line rating and submission of specialty products; . We offer on line access to our many insurance products. We utilize web portals where agents can quote and submit business on line. This service is available for both Personal lines and Commercial lines. In addition, we have developed a product matrix that with a few quick questions will direct agents to the correct product for their client’s needs.
  • Agency management system; in today’s fast paced environment it is important to have the insured’s information available at the touch of a button and from anywhere there is internet access. We have partnered with EZLynx to provide agents the opportunity to obtain a state of the art management system. This is an essential piece of the independent agency structure.
  • E&O insurance; Some E&O carriers have lengthy applications and very slow turn around on quotes. We have developed a program that allows agents to rate and bind their own E&O coverage at a very competitive price. This is a simplified issue program that is very easy to process. This coverage applies to all the carriers an agency represents.
  • Convenient Premium Financing options for most surplus and commercial lines policies sold through the program. IPFS & South Bay are our premium finance companies, dedicated to helping build and maintain business by offering competitive financing arrangements, interest rates and payment terms second to none in the industry and a willingness to work with the agents and insured to keep policies in effect.